Usually, when i do international transfers, i expect a fixed known rate. Transferring to bitcoin or whatever and then having to carry the risks in wild swings in value is not really my cup of tea.
You don't do bitcoin. Bitcoin is impractical. We are talking about crypto in general, not just bitcoin. Nowadays you can for example get xlm from a cex, move it to your wallet and send that. It's fast and with very low fees( lower than paypal etc). There's even a stablecoin you can exchange it for so you dont have to worry about price swings.
How low are you talking about? And hidden fees such as the spread do matter. Last i checked, which was a while ago, paypal wasn't that flash compared to alternatives.
Couple cents with current prices. Ada is reasonably low and nano is feeless but the network is supported by rainbow farts and unicorns so I wouldn't trust it much.
