It sounds like you are incredibly privileged to not have "pre-existing" or chronic medical conditions. For many, the ACA saved their lives and the lives of their loved ones even if the premiums were as universally outrageous as you claim.
This. Little babies born with health issues used to be forced onto government healthcare, and parents had to reengineer thier life to qualify. Absolute savagery.
I know it's super shitty to say this, but the true reality to life is...no they don't. It's a savage truth but genetically your produced a child with a major issue. To see their survival it's gonna cost something.